520 N RIO ARRIBA, Cottonwood, AZ 86326 (MLS# 7071414)

520 N RIO ARRIBA, Cottonwood, AZ 86326

$1,275,000
Property Type: Residential Bedrooms: 3 Baths: 3 Square Footage: 3,166 Lot Size (sq. ft.): 42,253 Status: Active
Current Price: $1,275,000 Last Modified: 9/13/2026

Overview

Description

A HIDDEN WORLD IN THE HEART OF THE VERDE VALLEY. Tucked away at the end of the road in Cottonwood's lush Greenbelt, this distinctive Victorian Country Farmhouse-style residence offers a side of Arizona few expect to find. Set on a private 0.97-acre lot surrounded by towering shade trees and established greenery, this is a true sanctuary--peaceful, secluded and seemingly worlds away from it all. Beautifully maintained, the 3,166-square-foot, two-story home offers an abundance of flexible living space with 4 bedrooms, a loft, den/office and an oversized three-car garage. Recent improvements include new flooring, fresh paint and upgraded sliding door windows, while a private well and septic system add to the property's independence. Best of all--NO HOA.

Supplements: Inside and out, there is room to live, work, gather and retreat. The generous floorplan easily accommodates guests, a home office, hobbies or multi-purpose living, while the expansive property provides the privacy and breathing room that are increasingly difficult to find. Yet for all its seclusion, the location is remarkably convenient. Shopping, ...

Listing Details MLS# 7071414

Location, Tax & Legal

House Number
520
Compass
N
Street Name
RIO ARRIBA
St Suffix
--
City/Town Code
Cottonwood
State/Province
AZ
Zip Code
86326
Zip4
6971
Country
US
County Code
Yavapai
Assessor Number
406-45-119-T
Subdivision
S35 T16N R3E
Tax Year
2018

Contract Information

Type
Exclusive Right To Sell
Ownership
Fee Simple
Co-Ownership (Fractional) Agreement YN
No

General Property Description

Dwelling Type
Single Family Residence
Dwelling Styles
Detached
Exterior Stories
Yes
# of Interior Levels
2
# Bedrooms
3
Full Bathrooms
2
Half Bathrooms
Yes
Total Bathrooms
3
Approx SQFT
3166
Price/SqFt
402.72
Horses
N
Builder Name
Unknown
Year Built
1998
Approx Lot SqFt
42253
Approx Lot Acres
0.97
Flood Zone
Yes
Community Pool Y/N
No
Private Pool Y/N
No
Fireplace YN
Yes
Fireplaces Total
Yes
Elementary School District
Cottonwood-Oak Creek Elementary District
High School District
Mingus Union High School District
Elementary School
Cottonwood Community School
Jr. High School
Cottonwood Community School
High School
Mingus Union High School

Remarks Misc

Directions
Main st. to Gila, to 16th Street, Rt on Franquero, Rt. on Autumn left to Rio Arriba. Do not follow GPS if it tries to take you any other way.

Basement

Basement Y/N
N

Items Updated

Floor Yr Updated
2026
Floor Partial/Full
Partial
Ht/Cool Yr Updated
2024
Ht/Cool Partial/Full
Full
Roof Yr Updated
2018
Roof Partial/Full
Full

More Information

Parking Spaces

Garage Spaces
3
Slab Parking Spaces
4
Total Covered Spaces
3

Solar Panels

Ownership
Owned Outright

Residential Propane Tank

Residential Propane Tank
Leased

Showing Notification Methods

Showing Service
Aligned Showings

DPR Eligible

DPR Eligible
No

Property Features

Special Listing Cond: N/A Add'l Property Use: See Remarks Architecture: Victorian; See Remarks View: Panoramic; Trees/Woods; Mountain(s) Master Bathroom: Full Bth Master Bdrm; Separate Shwr & Tub; Double Vanity; Private Toilet Room; Tub with Jets Master Bedroom: Split; Downstairs Additional Bedroom: Other Bedroom Split; Master Bedroom Walk-in Closet Fireplace Features: Gas Fireplace Flooring: Tile; Vinyl; Wood Window Features: Dual Pane Spa: None Dining Area: Breakfast Bar; Dining in LR/GR Kitchen Features: Gas Cooktop; Disposal; Dishwasher; Built-in Microwave; Refrigerator; Multiple Ovens; Pantry; Non-laminate Counter; Kitchen Island Laundry: Washer Hookup; Gas Dryer Hookup Foundation Details: Combination; Concrete Perimeter Other Rooms: Loft Interior Features: Skylight(s); Vaulted Ceiling(s); Central Vacuum; Water Softener Owned; Water Purifier Technology: Cable TV Avail; High Speed Internet Exterior Features: Balcony; Built-in BBQ; Covered Patio(s); Gazebo; Patio; Private Street(s); Rain Gutters Other Structures: Shed(s) Parking Features: Circular Driveway; Attached Garage; Direct Access; RV Access/Parking Road Access Type: Private Road Road Surface Type: Gravel Road Responsibility: Private Maintained Road Construction: Wood Frame Const - Finish: Lap Siding Roofing: Metal Cooling: Central Air Heating: Forced Air; Natural Gas Plumbing: Recirculation Pump; Gas Hot Wtr – Tnklss Utilities: APS; Natural Gas Connected; Phone Available Water Source: Private Well Irrigation: Flood; Sprinkler Sewer: Septic Tank Fencing: Back Yard Property Description: Rural Landscaping: Gravel/Stone Front; Grass Front; Grass Back; Irrigation Front; Irrigation Back Showing Notification Methods: Text; Phone Call Lockbox Type: Other Possession: Close of Escrow Unit Style: Two Levels Association Fee Incl: No Fees Existing 1st Loan: Treat as Free&Clear New Financing: Cash; VA; FHA; Conventional Disclosures: Seller Discl Avail; Well Disclosure
IDX
Listing Office: Berkshire Hathaway HomeServices Arizona Properties
Office Phone: 480-505-6300
Office Email: flb@forrestcan.com
Last Updated: September - 13 - 2026
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